Program Details

Chase offers a reward program exclusively for credit card holders to earn bonus rewards on your everyday purchases.

The Chase Ultimate Rewards reward program also offers a shopping portal where members can earn even more Chase Ultimate Rewards points on popular retailers.



Earns Chase Ultimate Rewards points
How to Earn

Use a Chase Ultimate Rewards credit card

Apply for and use the following credit cards to earn Chase Ultimate Rewards points

Chase Sapphire Preferred

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Chase Sapphire Reserve

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Capital One Savor

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Other ways to earn points

Chase offers even more ways to earn points by shopping through their online portal.

Shop online using an affiliated online portal

Shop Through Chase

Earn rewards from over 250 merchants

How to Redeem

Cash back sounds straight forward but some programs offer other ways to redeem your cash back rewards. Check the table below for all the ways Chase Ultimate Rewards gives you to spend the cash back you earn.

Redeem for

The value of Chase Ultimate Rewards points varies depending on how you redeem them. We look at millions of flights, hotels, car rentals and reward portals to calculate what rewards are actually worth on average.

Chase Ultimate Rewards points can also be worth more depending on the card that you own. Select a card below to see exactly how much their Chase Ultimate Rewards points are worth for each redemption option.

Redeem Chase Ultimate Rewards points on Redemption Value

Additional fees and restrictions may apply when redeeming. Check out the Chase Ultimate Rewards website for more details.

Transfer Partners

Interested in earning more Chase Ultimate Rewards points or transferring them to another program? Here are the best transfer partners:

Transfer Chase Ultimate Rewards points to another partner Base Exchange Rate

Southwest Rapid Rewards

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United MileagePlus

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Ritz-Carlton Rewards

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Marriott Rewards

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IHG Rewards Club

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World of Hyatt

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Chase Ultimate Rewards points do not transfer to any other program

Transfer from a partner to Chase Ultimate Rewards points Base Exchange Rate

No other programs transfer their rewards into Chase Ultimate Rewards points

Additional fees and restrictions may apply when transferring Chase Ultimate Rewards points. You may also be eligible for special bonuses if you transfer a certain amount of points.

Chase Ultimate Rewards program does not have any transfer partners

These details only scrape the surface! Reward programs are highly complex and always changing. We are working hard to include even more information on the Chase Ultimate Rewards program but for now, you can find the full details through the Chase Ultimate Rewards website.

Don't just guess. Birch compares your spending to 100+ reward credit cards and recommends the best matches for you.

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