Find cards for
Earns | 3x points on Hyatt Hotels |
Redeems | 1.8¢ per point when redeeming on Hyatt Hotels |
Sign on Bonus | 2 free nights at Hyatt Worldwide after spending $2,000 in the first 3 months |
Annual Fee | $75 |
Credit Needed | You'll most likely need a credit score between 660 and 719 |
Earns | 2x points on Marriott Hotels & Resorts, Starwood Hotels & Resorts, The Ritz-Carlton |
Redeems | 2.0¢ per point when redeeming on Starwood Hotels and Resorts |
Sign on Bonus | Earn 25,000 Starpoints after spending $3,000 in the first 3 months and another 10,000 after spending $2,000 in 6 months |
Annual Fee | $95, waived for the first 12 months |
Credit Needed | You'll most likely need a credit score between 720 and 850 |
Earns | 5x points on Wyndham Hotels & Resorts |
Redeems | 1.0¢ per point when redeeming on Wyndham Hotels & Resorts |
Sign on Bonus | Earn 30,000 points after spending $1,000 in the first 90 days |
Annual Fee | $75 |
Credit Needed | You'll most likely need a credit score between 720 and 850 |
Earns | 5x points on Marriott Hotels & Resorts, Starwood Hotels & Resorts, The Ritz-Carlton |
Redeems | 1.0¢ per point when redeeming on Car Rentals |
Sign on Bonus | Earn 80,000 Marriott Reward points after spending $3,000 in the first 3 months |
Annual Fee | $85 |
Credit Needed | You'll most likely need a credit score between 720 and 850 |
Earns | 12x points on Hilton Hotels |
Redeems | 0.4¢ per point when redeeming on Hilton Hotels |
Sign on Bonus | Earn 75,000 HHonors points after spending $3,000 in the first 3 months |
Annual Fee | $95 |
Credit Needed | You'll most likely need a credit score between 660 and 719 |
Earns | 7x points on Hilton Hotels |
Redeems | 0.4¢ per point when redeeming on Hilton Hotels |
Sign on Bonus | Earn 50,000 HHonors points after spending $750 in the first 3 months |
Annual Fee | There is no annual fee for this card |
Credit Needed | You'll most likely need a credit score between 660 and 719 |
Earns | 3x points on Wyndham Hotels & Resorts |
Redeems | 1.0¢ per point when redeeming on Wyndham Hotels & Resorts |
Sign on Bonus | Earn 15,000 points after making your first purchase |
Annual Fee | There is no annual fee for this card |
Credit Needed | You'll most likely need a credit score between 720 and 850 |
Earns | 5x points on Marriott Hotels & Resorts, Starwood Hotels & Resorts, The Ritz-Carlton |
Redeems | 0.7¢ per point when redeeming on The Ritz-Carlton |
Sign on Bonus | Earn 2 free nights at select Ritz-Carlton Hotels along with a $100 hotel credit |
Annual Fee | $395 |
Credit Needed | You'll most likely need a credit score between 660 and 719 |
Earns | 5x points on InterContinental Hotels & Resorts |
Redeems | 0.4¢ per point when redeeming on IHG Hotels |
Sign on Bonus | Earn 80,000 points after spending $1,000 in the first 3 months |
Annual Fee | $49, waived for the first 12 months |
Credit Needed | You'll most likely need a credit score between 720 and 850 |
Don't just guess. Birch compares your spending to 100+ reward earning credit cards and recommends the best matches for you.
Sign upOur mission is simple—we want to empower you to make the best credit card decisions. We've spent thousands of hours researching credit cards, reading the terms and conditions and building our app so that everything is 100% personalized for you. We'll never make a recommendation that we don't think would be of value to you.
Some credit card issuers pay us when you apply for a card through Birch, but we're lucky to work with select banks that share our mission—and it's how we're able to keep Birch 100% free. Unlike other credit card websites, we recommend any credit card—even those that we don't get paid for - as long as it means that you have the best resources to make that financial decision.
At the end of the day we want to be your trusted ally in the credit card world. With your support, we get closer to achieving this vision every single day.