Card Details

The Chase Ritz Carlton Card has an average interest rate, a high annual fee, and a low redemption value compared to similar cards. It's great for All Rewards and Hotel Rewards.

Reward Program

Ritz-Carlton Rewards

View program details
Redemption Value 0.7 per point on The Ritz-Carlton
How it earns
5x points
  • Marriott Hotels & Resorts
    Marriott Hotels & Resorts
  • Starwood Hotels & Resorts
    Starwood Hotels & Resorts
  • Aloft
  • Four Points
    Four Points
  • Sheraton
  • W Hotels
    W Hotels
  • Le Meridien
    Le Meridien
  • The Luxury Collection
    The Luxury Collection
  • Element
  • Westin
  • St Regis
    St Regis
  • Tribute Portfolio
    Tribute Portfolio
  • Design Hotels
    Design Hotels
  • JW Marriott Hotels & Resorts
    JW Marriott Hotels & Resorts
  • The Ritz-Carlton
    The Ritz-Carlton
  • Edition Hotels
    Edition Hotels
  • Autograph Collection Hotels
    Autograph Collection Hotels
  • Courtyard by Marriott
    Courtyard by Marriott
  • SpringHill Suites
    SpringHill Suites
  • TownePlace Suites
    TownePlace Suites
  • Fairfield Inn & Suites
    Fairfield Inn & Suites
  • Marriott Vacation Club
    Marriott Vacation Club
  • Renaissance Hotels
    Renaissance Hotels
  • AC Hotels
    AC Hotels
  • Gaylord Hotels
    Gaylord Hotels
  • Moxy Hotels
    Moxy Hotels
  • Residence Inn
    Residence Inn
  • Delta Hotels by Marriott
    Delta Hotels by Marriott
  • Protea Hotels by Marriott
    Protea Hotels by Marriott
  • Marriott Executive Apartments
    Marriott Executive Apartments
  • ExecuStay by Marriott
    ExecuStay by Marriott
+ up to 10 additional points for being a Ritz-Carlton Rewards member
2x points
  • Flights
  • Food & Drink
    Food & Drink
  • Car & Truck Rental
    Car & Truck Rental
1x point
  • All purchases
    All purchases
One-Time Bonus
2 Free Nights at Ritz-Carlton
after spending $4,000 in the first 3 months
Recurring Bonus
10% Rebate on all rewards points earned
each year
Other info
Credit Needed Good
Annual Fee $395
APR 16.24% - 23.24% variable
Intro APR No Introductory APR
Foreign Transaction Fee 0%
  • No Foreign Transaction Fees
  • Purchase Protection
  • Price Protection
  • Trip Interruption Insurance
  • Car Rental Insurance
  • Baggage Insurance
  • Global Entry or TSA PreCheck

Don't just guess. Birch compares your spending to 100+ reward earning credit cards and recommends the best matches for you.

Sign up