Card Details

The American Express Platinum Card has no interest rate, a high annual fee, and an average redemption value compared to similar cards. It's great for All Rewards and Travel Rewards.

Reward Program

American Express Membership Rewards

View program details
Redemption Value 1.0 per point on Flights
How it earns
5x points
  • Flights
2x points
  • Amex Travel Booking
    Amex Travel Booking
1x point
  • All purchases
    All purchases
One-Time Bonus
60,000 Amex MR Points
after spending $5,000 in the first 3 months
That's 600.00 in rewards when redeeming on flights
Other info
Credit Needed Excellent
Annual Fee $550
APR No interest charges. You'll pay off your full balance each month.
Intro APR No Introductory APR
Foreign Transaction Fee 0%
  • No Foreign Transaction Fees
  • Purchase Protection
  • Return Protection
  • Extended Warranty
  • Travel Accident Insurance
  • Car Rental Insurance
  • Fraud Protection
  • Baggage Insurance
  • Travel & Emergency Assistance
  • Roadside Assistance
  • Concierge Service
  • Discount Companion Ticket
  • Global Entry or TSA PreCheck
  • Private Jet Perks
  • Entertainment Access
  • Dining Concierge

Don't just guess. Birch compares your spending to 100+ reward earning credit cards and recommends the best matches for you.

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