Card Details

The Chase Sapphire Preferred has an average interest rate, an average annual fee, and a high redemption value compared to similar cards. It's great for All Rewards and Travel Rewards.

Reward Program

Chase Ultimate Rewards

View program details
Redemption Value 1.3 per point on Flights
How it earns
2x points
  • Travel & Transport
    Travel & Transport
  • Flights
    Flights
  • Hotels
    Hotels
  • Food & Drink
    Food & Drink
  • Car & Truck Rental
    Car & Truck Rental
1x point
  • All purchases
    All purchases
One-Time Bonus
50,000 Chase UR Points
after spending $4,000 in the first 90 days
That's 625.00 in rewards when redeeming on flights, hotels, car rentals, travel
Other info
Credit Needed Excellent
Annual Fee $95, waived for the first 12 months
APR 16.24% - 23.24% variable
Intro APR No Introductory APR
Foreign Transaction Fee 0%
Benefits
  • No Foreign Transaction Fees
  • Purchase Protection
  • Return Protection
  • Price Protection
  • Fraud Protection
  • Extended Warranty
  • Travel Accident Insurance
  • Trip Interruption Insurance
  • Car Rental Insurance
  • Baggage Insurance
  • Travel & Emergency Assistance
  • Roadside Assistance
  • 24/7 Cardholder Support

Don't just guess. Birch compares your spending to 100+ reward earning credit cards and recommends the best matches for you.

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