Card Details

The American Express SPG Card has a low interest rate, an average annual fee, and a high redemption value compared to similar cards. It's great for Hotel Rewards and All Rewards.

Reward Program

Starwood Preferred Guest

View program details
Redemption Value 2.0 per point on Starwood Hotels and Resorts
How it earns
2x points
  • Marriott Hotels & Resorts
    Marriott Hotels & Resorts
  • Starwood Hotels & Resorts
    Starwood Hotels & Resorts
  • Aloft
  • Four Points
    Four Points
  • Sheraton
  • W Hotels
    W Hotels
  • Le Meridien
    Le Meridien
  • The Luxury Collection
    The Luxury Collection
  • Element
  • Westin
  • St Regis
    St Regis
  • Tribute Portfolio
    Tribute Portfolio
  • Design Hotels
    Design Hotels
  • JW Marriott Hotels & Resorts
    JW Marriott Hotels & Resorts
  • The Ritz-Carlton
    The Ritz-Carlton
  • Edition Hotels
    Edition Hotels
  • Autograph Collection Hotels
    Autograph Collection Hotels
  • Courtyard by Marriott
    Courtyard by Marriott
  • SpringHill Suites
    SpringHill Suites
  • TownePlace Suites
    TownePlace Suites
  • Fairfield Inn & Suites
    Fairfield Inn & Suites
  • Marriott Vacation Club
    Marriott Vacation Club
  • Renaissance Hotels
    Renaissance Hotels
  • AC Hotels
    AC Hotels
  • Gaylord Hotels
    Gaylord Hotels
  • Moxy Hotels
    Moxy Hotels
  • Residence Inn
    Residence Inn
  • Delta Hotels by Marriott
    Delta Hotels by Marriott
  • Protea Hotels by Marriott
    Protea Hotels by Marriott
  • Marriott Executive Apartments
    Marriott Executive Apartments
  • ExecuStay by Marriott
    ExecuStay by Marriott
+ up to 2 additional points for being a Starwood Preferred Guest member
1x point
  • All purchases
    All purchases
One-Time Bonus
25,000 Starpoints
after spending $3,000 in the first 3 months
That's 500.00 in rewards when redeeming on starwood hotels and resorts
Other info
Credit Needed Excellent
Annual Fee $95, waived for the first 12 months
APR 15.49% - 19.49% variable
Intro APR No Introductory APR
Foreign Transaction Fee 0%
  • No Foreign Transaction Fees
  • Purchase Protection
  • Fraud Protection
  • Extended Warranty
  • Return Protection
  • Roadside Assistance
  • Car Rental Insurance
  • Travel Accident Insurance
  • WiFi Access

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