Card Details

The Hilton Honors Ascend Amex has a high interest rate, an average annual fee, and a low redemption value compared to similar cards. It's great for Hotel Rewards and All Rewards.

Reward Program

Hilton Honors

View program details
Redemption Value 0.4 per point on Hilton Hotels
How it earns
12x points
  • Waldorf Astoria Hotels & Resorts
    Waldorf Astoria Hotels & Resorts
  • Conrad Hotels & Resorts
    Conrad Hotels & Resorts
  • Canopy by Hilton
    Canopy by Hilton
  • Curio by Hilton
    Curio by Hilton
  • DoubleTree by Hilton
    DoubleTree by Hilton
  • Embassy Suites by Hilton
    Embassy Suites by Hilton
  • Hilton Garden Inn
    Hilton Garden Inn
  • Hampton by Hilton
    Hampton by Hilton
  • Tru by Hilton
    Tru by Hilton
  • Homewood Suites by Hilton
    Homewood Suites by Hilton
  • Hilton Hotels
    Hilton Hotels
  • Home2 Suites by Hilton
    Home2 Suites by Hilton
  • Hilton Grand Vacation
    Hilton Grand Vacation
+ up to 15 additional points for being a Hilton Honors member
6x points
  • Gas
    Gas
  • Grocery
    Grocery
  • Food & Drink
    Food & Drink
3x points
  • All purchases
    All purchases
One-Time Bonus
75,000 Hilton Honors Points
after spending $3,000 in the first 3 months
That's 300.00 in rewards when redeeming on hilton hotels
One-Time Bonus
An additional 25,000 Hilton Honors Points
after spending another $1,000 in the first 6 months
That's 100.00 in rewards when redeeming on hilton hotels
Recurring Bonus
1 Free Weekend Night at Hilton
after spending $15,000 during your account year
when redeeming on hilton hotels
Other info
Credit Needed Good
Annual Fee $95
APR 16.99% - 25.99% variable
Intro APR No Introductory APR
Foreign Transaction Fee 2.7%
Benefits
  • Purchase Protection
  • Return Protection
  • Fraud Protection
  • Extended Warranty
  • Travel Accident Insurance
  • Car Rental Insurance
  • Travel & Emergency Assistance
  • Roadside Assistance
  • Entertainment Access
  • Baggage Insurance
  • No Foreign Transaction Fees
  • Auto Discounts

Don't just guess. Birch compares your spending to 100+ reward earning credit cards and recommends the best matches for you.

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